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Rīga, LV

We back the rails software agents pay on.

Buy and build · Riga · Agentic payments

fd equity is a Riga-based investment company. We buy, back and build the companies behind the wallets, settlement rails, identity and spend controls that let autonomous software buy, sell and settle without a human pressing “pay”.

Send us your deck What we invest in
Agents paying, right now

A payment every few hundred milliseconds, with nobody at the till.

This is the traffic we invest behind: per-call API fees, compute bought on spot markets, bookings made under a mandate.

Settlement bookIllustrative feed
  • agent_7f2capi.weather.io0.0004 USDCx402 · per callsettled 212ms
  • procure-botgpu.spot-market3.18 USDCmandate #A19 · cap 50settled 640ms
  • travel-agentairbaltic.com189.00 EURcard on file · 3DS delegatedauthorised
  • research_a1arxiv-mirror.dev0.0012 USDCx402 · per pagesettled 188ms
  • shop-assistmerchant_339142.90 EURAP2 cart mandatesettled 1.2s

Payments were built for people. The next buyers are programs.

Built for a person

Cards, checkout pages and monthly invoices assume a person with a wallet and some patience.

Bought by a program

An agent makes thousands of small decisions a day and pays per request. It needs limits that a person sets once and can trust. That gap calls for new infrastructure, and we buy and build the companies that provide it.

Where weinvest

Four layers of the stack an agent touches between deciding to buy and the money landing.

Agent wallets and accounts

Programmable balances an agent can hold and spend, in euros or stablecoins.

  • EMI accounts
  • MPC wallets
  • USDC / EURC

Settlement and micropayments

Per-request pricing, streaming payments and instant settlement between machines.

  • x402
  • SEPA Instant
  • L2 rails

Identity and authorisation

Knowing which agent acts for whom, under what mandate, with spend caps and an audit trail.

  • AP2 mandates
  • KYA
  • delegated 3DS

Merchant and API tooling

Helping sellers price, accept and reconcile agent payments, with fraud and risk controls built for them.

  • metered billing
  • agent risk scoring

Buy andbuild

We don’t stop at a cheque. We put companies in agentic payments together into one platform that grows as the market does.

Buy
We acquire payment businesses that already have licences, customers or rails worth building on.
Build
We connect them and add what agents need: shared compliance, partners and one stack.
Back
We also invest in early teams whose product fits the platform.
  1. Tell us what you have builtA short note or deck is enough, whether you are raising, selling or looking for a partner. Tell us who pays whom, and where agents come in.
  2. First call within a weekA direct conversation with the partner who decides.
  3. Decision, then building togetherInvestment or acquisition, you get introductions to payment partners, EU licensing know-how and a place in a growing platform.

Building paymentsfor agents?

Write to us
Office
Grenču iela 5, Rīga, LV-1029
LinkedIn
linkedin.com/company/fd-equity
Legal entity
SIA FD · reg. no. 40203792843

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